Professional Liability

In Croatia, only a few service professions are legally required to obtain professional liability insurance. Professional liability refers to a type of insurance that protects service providers from accidental mistakes that may occur while working for their clients, which could unintentionally cause financial damage.
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Every service provider operating on the international market faces greater risks if their business is not covered by a professional liability insurance policy.

The potential damages can be significant, and clients often expect high limits per claim in such policies. However, these limits are either not available on our domestic market or require reinsurance, which makes such policies expensive.

The least protected are professions that international insurers classify under the creative industries, such as marketing companies, film producers, and event management firms.

DPS Specialty can conduct a risk analysis for your company and obtain a professional liability insurance offer from the international market, where higher coverage limits are also available to us.

movie production

How to engage us?

Protect yourself on time

Would you like to protect yourself against professional liability and want to know the procedure for contracting insurance?

  • Phase 1

    Authorization proposal

    You can view the draft authorization here

  • Phase 2

    No additional financial obligation

    Under the law, the broker’s engagement is regulated by the authorization, which does not create any additional financial obligation for you. It can also be terminated at any time in writing. By engaging an insurance broker, you are additionally protected through the activation of our professional liability policy.

  • Phase 3

    European regulation

    In accordance with EU standards, the insured amount of our professional liability insurance is EUR 1,564,610 per claim and EUR 2,315,610 for all claims within a year.

  • Phase 4

    Contact

    Contact us by phone, WhatsApp message, or email to schedule a call or meeting where we will define the parameters necessary for insurance together.

    Get in Touch Now!
  • Faza 5

    Proposal

    We will send you a binding offer once obtained from the insurer, and go through all the details with you via web call or in person to finalize the insurance activation.

  • Phase 6

    Activation by email

    You can activate the insurance at any time by e-mail, simply by accepting the final version of the offer that suits you – even during weekends or public holidays.

  • Phase 7

    Speed and responsiveness

    We will send you the policy and invoice within 5 working days by e-mail. For all your administrative needs, questions, or consultations, we guarantee a response or appointment as soon as possible – within 24 hours at the latest, and usually much faster.

Benefits

Case Studies

Agency

A marketing agency organized a commercial shoot for its client at a location in the city where numerous permits had to be obtained in order to stop public traffic and legally implement the project. All participants showed up at the start of the shoot, but the police banned the shoot because not all permits had been obtained. This type of accidental error, which led to a large financial loss for the client, cannot be covered under an event insurance policy, but only under the professional liability policy of the marketing agency whose accidental error caused the damage.

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Protect yourself against errors or negligence in service delivery!

Insurance is not only a way to protect your client from an accidental mistake that can always happen while working for them - it also serves as a strong argument that sets your company apart from the competition. It clearly shows that you are aware of the risks both you and your client are exposed to, and that you have taken proactive steps by securing high-quality insurance coverage.

Insure Yourself Now!
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