Phase 1
Authorization proposal
You can view the draft authorization here
Sports Insurance
We offer organizers insurance packages for all types of matches and sports tournaments, covering all risks that may affect indoor and outdoor events. We can also insure the expected revenue that may be lost in the event of cancellation of the sporting event.
What can we do for you?
Insure Smart
Protect your club, federation, and athletes!
Athletes and sports professionals are exposed to numerous risks. For athletes, injuries are certainly the greatest risk, as they can prevent them from competing for a certain period - and for professionals, this often means a loss of income.
- Insurance for stadiums,
- sports halls, and other venues, including playing fields, against all risks they may face .
- Liability insurance
- covering visitors, third parties, and staff members
- Sports event insurance
- – a comprehensive policy that protects organizers against all risks and covers all unrecoverable costs in the event of cancellation or postponement. The expected profit of the organizer can also be insured.
We analyze risk across all segments of our clients' operations and help them achieve high-quality protection by tailoring comprehensive insurance coverage to suit all their needs.
Athlete Risk Insurance
The insurer fully or partially covers the agreed salary of a player while they are unavailable to the club due to injury or illness.
Accident insurance with coverage for death, permanent disability, and temporary incapacity for work
Career-ending injury insurance due to an accident
Player’s salary insurance that protects club liquidity and helps maintain competitiveness by preserving the quality of the playing squad.
How to engage us?
Don’t back yourself into a corner
Our business relationship is based on a Letter of Authorization by which your company engages DPS Specialty as its insurance broker — either for all insurance matters or for a specific project.
Phase 2
No additional financial obligation
Under the law, the broker’s engagement is regulated by the authorization, which does not create any additional financial obligation for you. It can also be terminated at any time in writing. By engaging an insurance broker, you are additionally protected through the activation of our professional liability policy.
Phase 3
European regulation
In accordance with EU standards, the insured amount of our professional liability insurance is EUR 1,564,610 per claim and EUR 2,315,610 for all claims within a year.
Phase 4
Contact
Contact us by phone, WhatsApp message, or email to schedule a call or meeting where we will define the parameters necessary for insurance together.
Get in touch now!Phase 5
The Offer
We will send you a binding offer once obtained from the insurer, and go through all the details with you via web call or in person to finalize the insurance activation.
Phase 6
Activation by email
You can activate the insurance at any time by e-mail, simply by accepting the final version of the offer that suits you – even during weekends or public holidays.
Phase 7
Speed and responsiveness
We will send you the policy and invoice within 5 working days by e-mail. For all your administrative needs, questions, or consultations, we guarantee a response or appointment as soon as possible – within 24 hours at the latest, and usually much faster.
Real examples & solutions
Insurance in Practice
Club's Salary
A Croatian first league football club insured the salaries of its players in case of temporary incapacity due to injury or illness. During the season, one of the club’s key players suffered a serious injury, and the insurer took over the payment of his salary until the end of the competitive season, as agreed in the policy. This freed up tens of thousands of euros for the club, which they were able to immediately allocate to hiring an equally skilled replacement in order to maintain competitiveness until the end of the season.
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U našoj regiji uobičajeno je da velika većina freelancera koje zapošljavate na projektu nema vlastitu policu profesionalne odgovornosti. Na jednom našem projektu DIT je napravio poveću štetu svojom slučajnom pogreškom, unšitio je materijal od jednog prilično skupog snimajućeg dana gdje je korištena skupa specijalna oprema i mnogo statista. Pogreška se desila prilikom prebacivanja materijala u format potreban za montažu. Naravno, master producent koji je naručio taj posao nije želio sam snositi troškove ponavljanja tog snimajućeg dana. Naša polica je pokrila te novonastale troškove a za to nam služi dio all risk pokrića koji zovemo Support – osiguranje materijala i posla DIT_a. Osiguranje smo ugovorili bez odbitne franšize tako da je odšteta bila 100%.
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Na jednom projektu koji se snimao van granica Hrvatske, klijentu su pukli nosači na steadycamu što je prouzročilo pad skupe Ari kamere i objektiva sa visine od 2 m na beton. Uzrok štete bila je slučajna pogreška prilikom rukovanja steadycamom. Kamera i leća su pretrpile znatno oštećenje. Na našoj polici ugovorili smo pokriće za osiguranje opreme od loma (equipment cover). To osiguranje u potpunosti je nadoknadilo trošak popravka kamere i objektiva. No, u tom trenu, za produenta je još važnije da poduzme sve što može da nastavi rad na projektu što prije i izbjegne prekid ili odgodu snimanja. Da bi riješio problem što efikasnije, producent je izložen dodatnim troškovima (Additional costs). Trošak hitne dijagnostike štete na kameri i procjene popravka, zatim hitan najam zamjenske kamere te također hitan transport jer se ista morala iznajmiti od rentala u Njemačkoj, sve to smo pokrili po riziku additional costs i to bez ikakve odbitne franšize. Iako je oštećena kamera bila skupa, troškovi popravka kamere u ovom slučaju bili su našto manji od dodatnih troškova nastalih zbog potrebe da se hitno nastavi snimanje.
Osiguravatelj sa kojim radimo jest vrlo profesionalan i razumije prirodu vašeg posla i rizike koji vas ugrožavaju. Najveći rizik i za vas i za njega jest otkaz ili odgoda snimanja i mi vam jamčimo da će Vam rado pokriti sve troškove koji nastanu dok poduzimate sve što možete da se izbjegne prekid i odgoda snimanja. Naravno, pod uvjetom da ste na svojoj polici i ugovorili zaštitu od svih potrebnih rizika koji Vas ugrožavaju.